6 Tips About Extended Warrantys For Your Automobile

Like any other insurance, you get what you pay for and trying to save a few dollars may not get you the coverage you need. The following are some basic tips to keep in mind when you are considering an extended warranty policy.

1. The first this you should ask yourself is whether or not you need an extended warranty.

On average, most auto manufacturers offer a 3 year or 36,000 mile bumper to bumper warranty. However, if your drive more the 12,000 mile per year and plan to keep your vehicle for a long time, then an extended warranty may be what you are looking for to get that peace of mind.

2. How reliable is your car? You should take a look at the reliability history of your automobile. Even though this is not fail-safe, it will give you an idea of ​​how much service you can expect. This information should be kept in mind when looking at an extended warranty.

3. What is the track record and history of the company?

Here are some question to ask yourself about the company:

– How long have they been in business? – How quickly do they payout to get a repair? – Do they offer roadside assistance? – Are there testimonials from other consumers you can read? – What is they standing with Better Business Bureau and other consumer watchdogs?

4. What about the repairs, can they be done at any repair shop? It's best to choose an extended warranty that, at the very least, gives you more than one service facility to choose from. You'll most certainly appreciate this if your vehicle ever need service while you're on a road trip, miles away from home.

5. How do you know which plan is right for you? If you want bumper-to-bumper coverage the up front cost will be higher, but this offers the most coverage. If you select a higher deduction per repair and you automobile is trouble pron, you may end up spending more money in the long run. Read the fine print!

Here are some questions to ask when selecting a plan:

– Is the plan transferable or renewable? – Where can you have the repairs done? – Do you have to outlay cash up front for the repairs and wait for a reimbursement? – Does the plan offer any roadside assistance? If you travel a lot or have long commutes, this type of plan may be just right for you. With travel assistance you can get:

– car rental reimbursement – food and lodging – flat tires repaired – gas if you run on empty – a tow – and etc.

6. If you make the decision to get an extended warranty, there are three type to choose from: – Manufacturer: Typically, no problems about the cost of a repair but this has the highest up front costs and repair shop may be limited in your area. – Dealer: has a lower up front cost and you get the plan at the same place you bought the vehicle, but there is usually only one point of service for repairs. – Independent: has the lowest up front costs, typically 30% to 50% lower than manufacturers and dealers, however, coverage may not be as expected.

Investing in an Apartment Building

One of the most important decisions we will all make is to choose where to live. While some people would rather own their own property, others prefer to rent. However, there are also people who both rent and own their properties at the same time. They live in the apartment building they manage and rent out the rest of the apartments. Finding the best place to live in is a serious task which requires proper research and background information.

What is the latest in hip are renovated farmhouses which have been separated into many apartments. This way the residence might look like a big old house from the outside as it has one main entrance but from the inside you can see that the house is split into separate apartments. From my point of view investing in buying a renovated house is a great business decision. Usually the mortgage is cheap so consider taking one in order to realize this great business plan. Not only will you be able to pay back the mortgage but you will also make a profit from the income you will receive monthly from the renters.

A more traditional apartment building is a large square one with long hallways on each floor and many identical apartments. Some people consider living in such a building an adventure but a risky one. The traditional apartment building has three stories and from fifteen to thirty apartments. Of course, living on any level has its own pros and cons. In case you live in a lower level apartment you will hear your upstairs neighbor's footsteps. If your neighbors have above kids then it could get quite noisy. Thus, it might be better to live in the upper level of a building, though you will have to climb stairs or take an elevator to get to your home. The worst case scenario is to live in a middle apartment in a large apartment building as not only will you have noise from above and below but you will also have to climb the stairs or use lift, as well.

You should not get confused or worried when it comes to choosing the right place to live. You can find the right apartment building which will be comfortable and inexpensive if you do a meticulous research and get some background information.

An Introduction to Affiliate Marketing For Beginners

As the global economic situation continues to deteriorate, more and more people are beginning to look to the internet, seeking a way to make themselves a little extra income. There are many possible ways to make money on-line; arguably the most established form is through affiliate marketing.

Most people wrongly assume that affiliate marketing is a new buzz phrases cooked up by internet users, which is entirely incorrect. Affiliate marketing has been around for a long time, anyone who is familiar with the concept of commissioned based sales will already understand what affiliate marketing is all about.

o Definition of affiliate marketing – Quite simply, affiliate marketing deals with the promotion of a third party product, in exchange for a percentage of the proceeds from any successful sales. In the past these sales would have been tracked on paper, the internet changed all that. Modern affiliate marketers have very little involvement in the allocation and payment of contracts, as everything is now automated. Instead they are free to spend their time on the actual marketing of the affiliate products.

o Choosing a program – The most common way that an internet marketer will attempt to generate an income stream through affiliate marketing is very straightforward. They will sign up with one of the major affiliate product networks, the most prominent being ClickBank. Once they have an account set up they will try to find suitable products that they can market, from within the affiliate network. Once they have located a product that they feel would be successful, they will begin the marketing process.

o Marketing process -The marketing process can consist of either paid forms of advertising such as PPC (Pay Per Click), or it can consist of free forms of advertising, such as writing articles and publishing them to large article directories. The article contains a tracking link to an affiliate product, anyone reading the article may be likely to click on the link, and hopefully make a purchase.

o Website created – Quite often the affiliate marketer will actually create and operate a website, which will be used to attract visitors. Upon the website the affiliate marketer will place advertisements and offers for a range of affiliate products. Once again, when a visitor clicks on a banner or a text link, and proceeds to purchase the product, the site owner will receive commission from the sale.

Overall, affiliate marketing is an exciting and challenging way to attempt to generate an on-line income.

Displaying Photography on the Web

Getting Started:

When deciding to display your photography online, there are a number of considerations that need to be taken into account as presenting imagery on the web. What I will cover today is image scan quality, the dimensional size of the image, and the impact of image file formats.

Image Scan Quality:

Resolution is the image quality measured in terms of how many pixels make up your image. It is commonly referred to as “ppi”; (pixels per inch). One of the common dilemmas when scanning photo transparencies to digitize them for use on a person’s website is how detailed of a scan do you need to provide your webmaster to post your imagery online. I’m going to sidestep the issue of image copyright concerns for the time being as I’ll cover that in an upcoming article on its own. However, because your images are to be viewed on a screen, all web graphics should be no larger than 72 ppi and thus anything higher has no improved effect, and only creates longer download times. This will also reduce what an individual could do with the image file if they had alternate motives.

Image Dimension Size:

Pixels are the unit of measurement for the screen and most webmasters design a website to fit one of the standard display sizes. Based on statistics that can be looked up on the internet, we have found that most people today have their monitor’s set to display at least 1024 x 768, if not larger.

Why this is important, is that if your scan dimensions in Adobe Photoshop say that the image is 8.5 inches by 11 inches, saving the file at those dimension will not allow a user at 1024 pixels by 768 pixels to see the image in its full presentation without scrolling both vertically and horizontally. Adobe Photoshop provides the ability to resize the image to a size that will fit within your website design. As an added bonus, it will also reduce the download size of the image that the view of the image will experience without losing image quality. This is something that you will need to work with your webmaster to come up the proper tradeoff between file size and the presentation size of the image in your portfolio. It is important to realize that not everyone has broadband connections, so thumbnails are very much appreciated by those who use dialup connections. One thing I would recommend is to come up with standard dimension sizes for your horizontal, vertical, panoramic and thumbnails and stick to them as it will make your life, and your webmaster’s much easier.

Image File Format:

There are two types of color that can be used in Web graphics. The colors can be associated with the Web graphic file formats we just mentioned: GIF and JPG.

GIF:

GIF is short for Graphics Interchange Format and consists of the 216 common colors found on all computer monitors and within all Web browsers. These common colors reside in a Web palette and its advantages are that it is supported by practically all web browsers, can include transparent backgrounds, supports interlacing (providing a low-resolution preview of the graphic to the viewer while it downloads), and can be used as an image map (allowing the viewer to click on the graphic as they would a regular link to another site).

JPEG:

JPEG is short for Joint Photographers Experts Group and is superior in rendering color and detail found in photographs or graphics using blends, gradients, and other tonal variations. JPEG files use red, green, and blue (RGB) for graphical color. The strength of these colors is set in from zero to 255 with zero being the least intensity and 255 being the highest intensity. When red, green and blue are combined at zero intensity the result is black. At full strength, high intensity, where the values are set at 255, 255, 255, the result is pure white. As a photographer, it is important to utilize photographs as much as we can within your Web portfolio to present your work in the best possible quality so that it captures the true spirit of the subject work.

Choosing between the two image formats:

These full color images should not be saved as GIF files because of the limited number of colors. By having limited colors, the full color image will represent the true colors using the existing Web palette of 216 colors and will create a poor, dithered, and ugly image. That is why it is very important to use the right file format for each specific graphic. Sometimes it’s obvious that a graphic on someone’s web page was saved in the wrong file format. Photos may look too grainy, or flat-color images may look too fuzzy. When selecting GIF or JPEG for your graphics conversion, it is important to consider the type of image you will be working with. Use a GIF format if you’re graphic consists primarily of line art or flat colors without gradients. JPEG-converted graphics are best for photographs or images with fine tonal variations in colors, such as images with gradients or metallic images. Choosing the right file format is not only important for the quality, but for keeping your images file size to a minimum.

Summary:

With proper usage of image scan quality, the dimensional size of the image, and the correct image file format, you will be presenting your web portfolio in a manner that the rest of the world can fully enjoy your work.